{"id":10081,"date":"2021-05-11T11:00:00","date_gmt":"2021-05-11T11:00:00","guid":{"rendered":"http:\/\/13.209.85.31\/?p=10081"},"modified":"2021-08-06T13:55:03","modified_gmt":"2021-08-06T05:25:03","slug":"%ec%8b%ac%eb%a6%ac%ec%a0%81-%ed%9a%8c%ea%b3%84%ec%99%80-%ec%a0%95%eb%b3%b4%ec%a0%84%eb%8b%ac%ec%9d%98-%ea%b8%b0%ec%88%a0","status":"publish","type":"post","link":"https:\/\/www.happyfinder.co.kr\/?p=10081","title":{"rendered":"\uc2ec\ub9ac\uc801 \ud68c\uacc4\uc640 \uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220"},"content":{"rendered":"

<\/p>\n

\uc2ec\ub9ac\uc801 \ud68c\uacc4\uc640 \uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220<\/span><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

<\/span>\uc0ac\ub78c\ub4e4\uc740 \uacbd\uc81c\ud559\uc801\uc73c\ub85c\ub294 \ub3d9\uc77c\ud55c \ud6a8\uc6a9\uc744 \uac00\uc9c0\ub294 \uc0c1\ud669\uc5d0 \ub300\ud574 \uc2ec\ub9ac\ud559\uc801\uc73c\ub85c\ub294 \ub2e4\ub978 \ud6a8\uc6a9\uc744 \uac00\uc9c4 \uac83\ucc98\ub7fc \ud310\ub2e8\ud558\uace4 \ud558\ub294\ub370<\/span>, <\/span>\uc774\ub294 \uc6b0\ub9ac \ub9c8\uc74c\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\ub294 \uc2ec\ub9ac\ud559\uc801 \ud68c\uacc4\uac00 \uacbd\uc81c\ud559\uc801 \ud68c\uacc4\uc640 \ub2e4\ub974\uae30 \ub54c\ubb38\uc774\ub2e4<\/span>(Thaler, 1985; Thaler & Johnson, 1990). <\/span>\uc544\ub798 \uc608\uc2dc\ub4e4\uc744 \uc0b4\ud3b4\ubcf4\uc790<\/span>.<\/span><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

[<\/span>\uc2dc\ub098\ub9ac\uc624 <\/span>1]<\/span><\/p>\n

<\/span>\u300a<\/span>\uae40\uc528<\/span>\u300b<\/span>\ub294 \ud558\ub098\uc5d0 <\/span>1,000<\/span>\uc6d0\uc778 \ubcf5\uad8c\uc744 \ub124 \uc7a5 \uc0c0\ub2e4<\/span>. <\/span>\uc774 \uc911 \ud558\ub098\ub294 <\/span>5<\/span>\ub9cc\uc6d0\uc5d0 \ub2f9\ucca8\ub418\uc5c8\uace0<\/span>, <\/span>\ub2e4\ub978 \ud558\ub098\ub294 <\/span>2<\/span>\ub9cc <\/span>5<\/span>\ucc9c\uc6d0\uc5d0 \ub2f9\ucca8\ub418\uc5c8\ub2e4<\/span>.<\/span><\/p>\n

<\/span>\u300a<\/span>\uc774\uc528<\/span>\u300b<\/span>\ub294 \ud558\ub098\uc5d0 <\/span>2,000<\/span>\uc6d0\uc778 \ubcf5\uad8c\uc744 \ub450 \uc7a5 \uc0c0\ub2e4<\/span>. <\/span>\uc774 \uc911 \ud558\ub098\uac00 <\/span>7<\/span>\ub9cc <\/span>5<\/span>\ucc9c\uc6d0\uc5d0 \ub2f9\ucca8\ub418\uc5c8\ub2e4<\/span>.<\/span><\/p>\n

<\/span>*<\/span>\ub204\uac00 \ub354 \ud589\ubcf5\ud560\uae4c\uc694<\/span>? <\/span>\uae40\uc528<\/span>: <\/span>56 (<\/span><\/u>\uc751\ub2f5\uc790\uc218<\/span><\/u>)<\/span><\/u> <\/span>\uc774\uc528<\/span>: <\/span>16<\/span><\/u> <\/span>\ucc28\uc774\uc5c6\uc74c<\/span>: <\/span>15<\/span><\/u><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

<\/span>[<\/span>\uc2dc\ub098\ub9ac\uc624 <\/span>1]<\/span>\uacfc \uac19\uc774 \uae40\uc528\uc640 \uc774\uc528\uac00 \ubcf5\uad8c\uc744 \uad6c\ub9e4\ud558\ub294\ub370 \uc4f4 \ube44\uc6a9\uacfc \ub2f9\ucca8\ub41c \uae08\uc561\uc758 \ucd1d\ub7c9\uc774 \uac19\uae30\uc5d0 \uacbd\uc81c\uc801 \ud6a8\uc6a9\uc5d0\uc11c\ub294 \ucc28\uc774\uac00 \uc5c6\ub294 \ubb38\uc81c\ub97c <\/span>\u201c<\/span>\ub4f1\uac00\ubb38\uc81c<\/span>\u201d<\/span>\ub77c\uace0 \ubd80\ub978\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc2ec\ub9ac\uc801\uc73c\ub85c \uc774 \ub458\uc740 \ub4f1\uac00\uac00 \uc544\ub2cc \uac83\uc73c\ub85c \ubc1d\ud600\uc84c\ub2e4<\/span>. <\/span>\uc0ac\ub78c\ub4e4\uc740 \ub450 \ubc88\uc5d0 \ub098\ub204\uc5b4\uc11c <\/span>7<\/span>\ub9cc <\/span>5<\/span>\ucc9c\uc6d0\uc5d0 \ub2f9\ucca8\ub41c \uc0ac\ub78c\uc744 \ub2e8 \ubc88\uc5d0 <\/span>7<\/span>\ub9cc <\/span>5<\/span>\ucc9c\uc6d0\uc5d0 \ub2f9\ucca8\ub41c \uc0ac\ub78c\ubcf4\ub2e4 \ub354 \ud589\ubcf5\ud558\ub2e4\uace0 \ud310\ub2e8\ud55c \uac83\uc774\ub2e4<\/span>.<\/span><\/p>\n

<\/span>\uc774\ub294 <\/span>5<\/span>\ub9cc\uc6d0\uc5d0 \ub2f9\ucca8\ub418\uba74\uc11c \uc5bb\uc740 \ud589\ubcf5\uc744 \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub97c \ud1b5\ud574 \uacc4\uc0b0\ud558\uc5ec \uc800\uc7a5\ud574 \ub193\uc740 \ud6c4<\/span>, <\/span>\ub2e4\uc2dc \ud55c \ubc88 <\/span>2<\/span>\ub9cc <\/span>5<\/span>\ucc9c\uc6d0\uc5d0 \ub2f9\ucca8\ub418\uba74\uc11c \ub290\ub080 \ud589\ubcf5\uc744 \uc774\uc804\uc5d0 \uc800\uc7a5\ud574 \ub454 \ud589\ubcf5\uacfc \ud569\uce58\ub294 \uac83\uc774 <\/span>7<\/span>\ub9cc <\/span>5<\/span>\ucc9c\uc6d0\uc744 \ud55c \ubc88\uc5d0 \ud68d\ub4dd\ud560 \ub54c \ub290\ub07c\ub294 \ud589\ubcf5\ubcf4\ub2e4 \ud06c\ub2e4\ub294 \uac83\uc744 \uc2dc\uc0ac\ud55c\ub2e4<\/span>.<\/span><\/p>\n

<\/span>\uadf8\ub807\ub2e4\uba74 \uc190\uc2e4\uc5d0 \ub300\ud574\uc11c\ub294 \uc5b4\ub5a8\uae4c<\/span>?<\/span><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

[<\/span>\uc2dc\ub098\ub9ac\uc624 <\/span>2]<\/span><\/p>\n

<\/span>\u300a<\/span>\uae40\uc528<\/span>\u300b<\/span>\ub294 \uad6d\uc138\uccad\uc73c\ub85c\ubd80\ud130 \ud1b5\uc9c0\uc11c\ub97c \ubc1b\uc558\ub294\ub370<\/span>, <\/span>\uc804\uc0b0\uc0c1\uc758 \ubb38\uc81c\ub85c \uc774\uc804\uc5d0 \ubcf4\ub0b8 \uc138\uae08\uccad\uad6c\uc11c\uc5d0 <\/span>100,000<\/span>\uc6d0\uc774 \ub204\ub77d\ub418\uc5b4 <\/span>100,000<\/span>\uc6d0\uc744 \ub354 \ub0b4\uc57c \ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc774\uc5c8\ub2e4<\/span>. <\/span>\uac19\uc740 \ub0a0 \uc9c0\ubc29\uc138\ubb34\uc18c\ub85c\ubd80\ud130 \ud1b5\uc9c0\uc11c\ub97c \ubc1b\uc558\ub294\ub370<\/span>, <\/span>\uc720\uc0ac\ud55c \uc804\uc0b0\uc0c1\uc758 \ubb38\uc81c\ub85c \uc774\uc804\uc5d0 \ubcf4\ub0b8 \uccad\uad6c\uc11c\uc5d0 <\/span>50,000<\/span>\uc6d0\uc774 \ub204\ub77d\ub418\uc5b4 <\/span>50,000<\/span>\uc6d0\uc744 \ub354 \ub0b4\uc57c \ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc774\uc5c8\ub2e4<\/span>. <\/span>\uae40\uc528\uc758 \uc2e4\uc218\ub294 \uc804\ud600 \uc5c6\uc5c8\uace0<\/span>, <\/span>\uc624\uc9c1 \uad6d\uc138\uccad\uacfc \uc9c0\ubc29\uc138\ubb34\uc18c\uc758 \ubb38\uc81c\uc600\ub2e4<\/span>.<\/span><\/p>\n

<\/span>\u300a<\/span>\uc774\uc528<\/span>\u300b<\/span>\ub294 <\/span>\uad6d\uc138\uccad\uc73c\ub85c\ubd80\ud130 \ud1b5\uc9c0\uc11c\ub97c \ubc1b\uc558\ub294\ub370<\/span>, <\/span>\uc804\uc0b0\uc0c1\uc758 \ubb38\uc81c\ub85c \uc774\uc804\uc5d0 \ubcf4\ub0b8 \uc138\uae08\uccad\uad6c\uc11c\uc5d0 <\/span>150,000<\/span>\uc6d0\uc774 \ub204\ub77d\ub418\uc5b4 <\/span>150,000<\/span>\uc6d0\uc744 \ub354 \ub0b4\uc57c \ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc774\uc5c8\ub2e4<\/span>. <\/span>\uc774\uc528\uc758 \uc2e4\uc218\ub294 \uc804\ud600 \uc5c6\uc5c8\uace0<\/span>, <\/span>\uc624\uc9c1 \uad6d\uc138\uccad\uacfc \uc9c0\ubc29\uc138\ubb34\uc18c\uc758 \ubb38\uc81c\uc600\ub2e4<\/span>.<\/span><\/p>\n

<\/span>*<\/span>\ub204\uac00 \ub354 \ud654\uac00 \ub0a0\uae4c\uc694<\/span>? <\/span>\uae40\uc528<\/span>: <\/span>66<\/span><\/u> <\/span>\uc774\uc528<\/span>: <\/span>14<\/span><\/u> <\/span>\ucc28\uc774\uc5c6\uc74c<\/span>: <\/span>7<\/span><\/u><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

<\/span>\ub3c5\uc790\ub4e4\uc740 \uc2dc\ub098\ub9ac\uc624 <\/span>2<\/span>\uc758 \uae40\uc528\uc640 \uc774\uc528 \ubb38\uc81c\ub3c4 \ub3d9\uc77c\ud55c \uacbd\uc81c\uc801 \ud6a8\uc6a9\uc744 \uac00\uc9c4 \ub4f1\uac00\ubb38\uc81c\uc784\uc744 \ub208\uce58 \ucc58\uc744 \uac83\uc774\ub2e4<\/span>. <\/span>\uc989 \uae40\uc528\uc640 \uc774\uc528 \ubaa8\ub450 \ub354 \ub0b4\uc57c \ud558\ub294 \uc138\uae08\uc740 <\/span>150,000<\/span>\uc6d0\uc73c\ub85c \ub3d9\uc77c\ud558\ub2e4<\/span>. <\/span>\uadf8\ub7f0\ub370 \uc65c \uc0ac\ub78c\ub4e4\uc740 \uae40\uc528\uac00 \ub354 \ud654\uac00\ub0a0 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud560\uae4c<\/span>?<\/span><\/p>\n

<\/span>\uc774\ub294 <\/span>100,000<\/span>\ub9cc\uc6d0\uc758 \uc138\uae08\uc744 \ub354 \ub0b4\uba74\uc11c \ub290\ub080 \uc0c1\uc2e4\uac10\uc744 \uc2ec\ub9ac\uc801 \ud68c\uacc4\ub97c \ud1b5\ud574 \uacc4\uc0b0\ud558\uc5ec \uc800\uc7a5\ud574 \ub193\uc740 \ud6c4<\/span>, <\/span>\ub2e4\uc2dc \ud55c \ubc88 <\/span>5<\/span>\ub9cc\uc6d0\uc758 \uc138\uae08\uc744 \ub354 \ub0b4\uac8c \ub418\uba74\uc11c \ub290\ub080 \uc0c1\uc2e4\uac10\uc744 \uc774\uc804\uc5d0 \uc800\uc7a5\ud574 \ub454 \uc0c1\uc2e4\uac10\uacfc \ud569\uce58\ub294 \uac83\uc774 <\/span>15<\/span>\ub9cc\uc6d0\uc744 \ud55c \ubc88\uc5d0 \ub354 \ub0b4\uba74\uc11c \ub290\ub07c\ub294 \uc0c1\uc2e4\uac10\ubcf4\ub2e4 \ud06c\ub2e4\ub294 \uac83\uc744 \uc2dc\uc0ac\ud55c\ub2e4<\/span>.<\/span><\/p>\n

<\/span>\uc6b0\ub9ac\ub294 \uc5ec\uae30\uc11c \ub450 \uac00\uc9c0 \uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220\uc744 \uc54c \uc218 \uc788\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/span><\/p>\n

[<\/span>\uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220<\/span>-1] <\/span>\uc5ec\ub7ec \uac00\uc9c0 \uc88b\uc740 \uc18c\uc2dd\uc740 \ub098\ub204\uc5b4 \uc804\ub2ec\ud558\ub77c<\/span>.<\/span><\/p>\n

<\/span>\ub098\ub294 \uc624\ub298 \ubcf4\ub108\uc2a4\ub97c <\/span>50<\/span>\ub9cc\uc6d0 \ubc1b\uc558\uace0<\/span>, <\/span>\uc9d1\uc5d0 \uac00\ub294 \uae38\uc5d0 \uc6b0\uc5f0\ud788 \ubc31\ud654\uc810\uc5d0 \ub4e4\ub800\ub2e4\uac00 <\/span>50<\/span>\ub9cc\uc6d0 \uc9dc\ub9ac \uc0c1\ud488\uad8c \uacbd\ud488\uc5d0 \ub2f9\ucca8\ub418\uc5c8\ub2e4<\/span>. <\/span>\uc544\ub0b4\uc5d0\uac8c \uc774 \ub450 \uac00\uc9c0 \uc88b\uc740 \uc18c\uc2dd\uc744 \uc804\ub2ec\ud55c\ub2e4\uba74<\/span>, <\/span>\ub098\ub220\uc11c \uc804\ub2ec\ud574\uc57c \uc88b\ub2e4<\/span>. <\/span>\ub450 \uac00\uc9c0 \uc18c\uc2dd\uc744 \ub450 \ubc88 \ub098\ub220\uc11c \uc804\ub2ec\ud558\ub294 \uac83\uc740 <\/span>\u201c0\u201d<\/span>\uc774\ub77c\ub294 \uae30\uc900\uc5d0\uc11c \uae09\uaca9\ud55c \ud589\ubcf5\uac10\uc744 \ub450 \ubc88 \uacaa\uc5d0 \ud558\ub294 \uac83\uacfc \uac19\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc774 \ub458\uc744 \ud569\uce58\uba74<\/span>, <\/span>\ud589\ubcf5\uac10\uc774 \uccb4\uac10\ud558\uc5ec <\/span>\u201c<\/span>\ud558\ub098 \ubc18 \uc815\ub3c4<\/span>\u201d<\/span>\uc758 \ud589\ubcf5\uc744 \uacbd\ud5d8\ud55c \uac83\uacfc \uac19\uc774 \ub41c\ub2e4<\/span>. <\/span>\uc989 \ud589\ubcf5\uac10\uc758 \ucd1d\ud569\uc740 \uac19\uc740 \uc774\uc775\uc744 \ub450 \ubc88 \uacaa\uc744 \ub54c\uac00 \uac19\uc740 \uc774\uc775\uc744 \ud55c \ubc88\uc5d0 \ud569\uccd0\uc11c \uacaa\uc744 \ub54c\uac00 \ub354 \ud06c\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/span><\/p>\n

[<\/span>\uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220<\/span>-2] <\/span>\uc5ec\ub7ec \uac00\uc9c0 \ub098\uc05c \uc18c\uc2dd\uc740 \ubc18\ub4dc\uc2dc \ud55c \ubc88\uc5d0 \uc804\ub2ec\ud558\ub77c<\/span>.<\/span><\/p>\n

<\/span>\ub098\ub294 \uc624\ub298 <\/span>10<\/span>\ub9cc\uc6d0\uc744 \uc783\uc5b4\ubc84\ub838\uace0<\/span>, <\/span>\uc544\ub0b4\uac00 \uc544\ub07c\ub294 <\/span>10<\/span>\ub9cc\uc6d0\uc9dc\ub9ac \uc190\ubaa9\uc2dc\uacc4\ub97c \ub9dd\uac00\ub728\ub838\ub2e4<\/span>. <\/span>\uc544\ub0b4\uc5d0\uac8c \uc774\ub7ec\ud55c \ub098\uc05c \uc18c\uc2dd \ub450 \uac00\uc9c0\ub97c \uc804\ub2ec\ud574\uc57c \ud55c\ub2e4\uba74<\/span>, <\/span>\ud55c\uaebc\ubc88\uc5d0 \uc804\ub2ec\ud574\uc57c \ud55c\ub2e4<\/span>. <\/span>\ub450 \uac00\uc9c0 \ub098\uc05c \uc18c\uc2dd\uc744 \uc774\ud2c0\uc5d0 \uac78\uccd0 \ub098\ub220\uc11c \uc804\ub2ec\ud558\ub294 \uac83\uc740 <\/span>\u201c0\u201d<\/span>\uc774\ub77c\ub294 \uae30\uc900\uc5d0\uc11c \uae09\uaca9\ud55c \uc190\uc2e4\uac10\uc744 \ub450 \ubc88 \uacaa\uac8c \ud558\ub294 \uac83\uacfc \uac19\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc774 \ub458\uc744 \ud569\uce58\uba74<\/span>, \u201c0\u201d<\/span>\uc774\ub77c\ub294 \uae30\uc900\uc5d0\uc11c \uae09\uaca9\ud55c \uc190\uc2e4\uac10\uc744 \ud55c \ubc88 \ubc18 \uc815\ub3c4 \uacaa\uac8c \ud558\ub294 \uac83\uacfc \uac19\uc774 \ub41c\ub2e4<\/span>. <\/span>\uc989 \uc190\uc2e4\uac10\uc758 \ucd1d\ud569\uc740 \uac19\uc740 \uc190\uc2e4\uc744 \ub450 \ubc88 \uacaa\uc744 \ub54c\ubcf4\ub2e4<\/span>, <\/span>\uac19\uc740 \uc190\uc2e4\uc744 \ud55c \ubc88\uc5d0 \ud569\uccd0\uc11c \uacaa\uc744 \ub54c\uac00 \ub354 \uc791\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/span><\/p>\n

<\/span>\uadf8\ub807\ub2e4\uba74<\/span>, <\/span>\uc88b\uc740 \uc77c\uacfc \ub098\uc05c \uc77c\uc774 \ud63c\ud569\ub418\uc5b4 \uc788\uc744 \ub54c\ub294 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud560\uae4c<\/span>? <\/span>\uc774\uc5b4\uc9c0\ub294 \uc2dc\ub098\ub9ac\uc624\ub97c \ud1b5\ud574 \uc0b4\ud3b4\ubcf4\uc790<\/span>.<\/span><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

[<\/span>\uc2dc\ub098\ub9ac\uc624 <\/span>3]<\/span><\/p>\n

<\/span>\u300a<\/span>\uae40\uc528<\/span>\u300b<\/span>\ub294 \uacbd\uae30\ub3c4\ubbfc \ubcf5\uad8c\uc744 \ud55c \uc7a5 \uc0c0\ub294\ub370 <\/span>100,000<\/span>\uc6d0\uc5d0 \ub2f9\ucca8\ub418\uc5c8\ub2e4<\/span>. <\/span>\uadf8\ub7f0\ub370 \ub3d9\uc77c\ud55c \ub0a0 \uadf8\uc758 \uc544\ud30c\ud2b8 \ud654\ub2e8\uc5d0 \uc788\ub294 \ud654\ubd84\uc744 \uae68\ub728\ub9ac\ub294 \ubc14\ub78c\uc5d0 \uad00\ub9ac\uc790\uc5d0\uac8c <\/span>8<\/span>\ub9cc\uc6d0\uc744 \uc9c0\ubd88\ud588\ub2e4<\/span>.<\/span><\/p>\n

<\/span>\u300a<\/span>\uc774\uc528<\/span>\u300b<\/span>\ub294 \uacbd\uae30\ub3c4\ubbfc \ubcf5\uad8c\uc744 \ud55c \uc7a5 \uc0c0\ub294\ub370 <\/span>2<\/span>\ub9cc\uc6d0\uc5d0 \ub2f9\ucca8\ub418\uc5c8\ub2e4<\/span>.<\/span><\/p>\n

<\/span>*<\/span>\ub204\uac00 \ub354 \ud589\ubcf5\ud560\uae4c\uc694<\/span>? <\/span>\uae40\uc528<\/span>: <\/span>22<\/span><\/u> <\/span>\uc774\uc528<\/span>: <\/span>61<\/span><\/u> <\/span>\ucc28\uc774 \uc5c6\uc74c<\/span>: <\/span>4<\/span><\/u><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

<\/span>\uc5ed\uc2dc \ucd5c\uc885\uc801\uc778 \ub450 \uc0ac\ub78c\uc758 \ud6a8\uc6a9\uc740 <\/span>2<\/span>\ub9cc\uc6d0\uc73c\ub85c \ub3d9\uc77c\ud558\uc9c0\ub9cc<\/span>, <\/span>\uc0ac\ub78c\ub4e4\uc740 \uc190\uc2e4 \uc5c6\uc774 \uc628\uc804\ud55c \ud589\uc6b4\ub9cc \uc788\uc5c8\ub358 \uc774\uc528\uac00 \ub354 \ud589\ubcf5\ud560 \uac83\uc774\ub77c\uace0 \uc9c0\uac01\ud558\uc600\ub2e4<\/span>. <\/span>\uc774\ub294 <\/span>100,000<\/span>\uc6d0\uc774 \ub2f9\ucca8\ub418\uba74\uc11c \ub290\ub080 \ud589\ubcf5\uac10\ubcf4\ub2e4 <\/span>8<\/span>\ub9cc\uc6d0 \uc9c0\ubd88\ud558\uba74\uc11c \ub290\ub080 \uc0c1\uc2e4\uac10\uc774 \ub354 \ud06c\ub2e4\ub294 \uac83\uc744 \uc2dc\uc0ac\ud55c\ub2e4<\/span>. <\/span>\uc2ec\uc9c0\uc5b4 \uc0ac\ub78c\ub4e4\uc740 <\/span>10,000<\/span>\uc6d0\uc744 \uc5bb\uc744 \ub54c \ubcf4\ub2e4<\/span>, <\/span>\ub3d9\uc77c\ud55c <\/span>10,000<\/span>\uc6d0\uc744 \uc783\uc5c8\uc744 \ub54c \ub354 \ud070 \uc0c1\uc2e4\uac10\uc744 \ub290\ub07c\ub294\ub370 \uc774\ub7ec\ud55c \uc131\ud5a5\uc744 \uc190\uc2e4\ud68c\ud53c<\/span>(loss aversion)<\/span>\uc774\ub77c\uace0 \ubd80\ub978\ub2e4<\/span>.<\/span><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

[<\/span>\uc2dc\ub098\ub9ac\uc624 <\/span>4]<\/span><\/p>\n

<\/span>\u300a<\/span>\uae40\uc528<\/span>\u300b<\/span>\ub294 \uc790\ub3d9\ucc28\ub97c \uc8fc\ucc28\ud558\ub2e4\uac00 \uc2e4\uc218\ub85c \ucc28\ub97c \uc8fc\ucc28\uc7a5 \ubcbd\uc5d0 \ucda9\ub3cc\ud558\uc5ec <\/span>500,000<\/span>\uc6d0\uc758 \uc218\ub9ac\ube44\uac00 \ub4e4\uc5c8\ub2e4<\/span>. <\/span>\uac19\uc740 \ub0a0 \ucc28\ub97c \ub9e1\uaca8 \ub193\uae30 \uae38\uc744 \uac77\ub2e4\uac00 <\/span>50,000<\/span>\uc6d0\uc744 \uc8fc\uc5c8\ub2e4<\/span>.<\/span><\/p>\n

<\/span>\u300a<\/span>\uc774\uc528<\/span>\u300b<\/span>\ub294 <\/span>\uc790\ub3d9\ucc28\ub97c \uc8fc\ucc28\ud558\ub2e4\uac00 \uc2e4\uc218\ub85c \ucc28\ub97c \uc8fc\ucc28\uc7a5 \ubcbd\uc5d0 \ucda9\ub3cc\ud558\uc5ec <\/span>450,000<\/span>\uc6d0\uc758 \uc218\ub9ac\ube44\uac00 \ub4e4\uc5c8\ub2e4<\/span>.<\/span><\/p>\n

<\/span>*<\/span>\ub204\uac00 \ub354 \ud654\uac00 \ub0a0\uae4c\uc694<\/span>? <\/span>\uae40\uc528<\/span>: <\/span>19<\/span><\/u> <\/span>\uc774\uc528<\/span>: <\/span>63<\/span><\/u> <\/span>\ucc28\uc774 \uc5c6\uc74c<\/span>: <\/span>5<\/span><\/u><\/p>\n

    <\/span><\/p>\n

 <\/o:p><\/span><\/p>\n

<\/span>[<\/span>\uc2dc\ub098\ub9ac\uc624 <\/span>4]<\/span>\uc5d0\uc11c\ub294 \uc55e\uc5d0\uc11c\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub3c4<\/span>, <\/span>\ub450 \uc0ac\ub78c\uc758 \uc190\uc2e4\uc561\uc740 <\/span>450,000<\/span>\uc6d0\uc73c\ub85c \ub3d9\uc77c\ud558\ub2e4<\/span>. <\/span>\uadf8\ub7ec\ub098 \uc0ac\ub78c\ub4e4\uc740 \uc628\uc804\ud788 \uc190\uc2e4\ub9cc \uacaa\uc740 \uc774\uc528\uac00 \uae40\uc528\ubcf4\ub2e4 \ub354 \ud654\uac00\ub0a0 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4<\/span>. <\/span>\uc774\ub294 <\/span>500,000<\/span>\uc6d0\uc758 \uc218\ub9ac\ube44\ub97c \uc9c0\uae09\ud558\uba74\uc11c \ub290\ub080 \uc0c1\uc2e4\uac10\uc5d0 <\/span>5<\/span>\ub9cc\uc6d0\uc744 \ud68d\ub4dd\ud558\uba74\uc11c \ub290\ub080 \ud589\ubcf5\uac10\uc744 \ub354\ud55c \uac83\uc774 \uc628\uc804\ud788 <\/span>450,000<\/span>\uc6d0\uc758 \uc218\ub9ac\ube44\ub97c \uc9c0\uae09\ud558\uba74\uc11c \ub290\ub080 \uc0c1\uc2e4\uac10\ubcf4\ub2e4 \ub354 \uc791\ub2e4\ub294 \uac83\uc744 \uc2dc\uc0ac\ud55c\ub2e4<\/span>. <\/span>\uc989 \uc0ac\ub78c\ub4e4\uc740 \uc544\uc8fc \uc88b\uc9c0 \uc54a\uc740 \uc77c\uc774 \uc788\uace0<\/span>, <\/span>\uc791\uc740 \uc88b\uc740 \uc77c\uc774 \uc788\uc744 \ub54c \uc88b\uc9c0 \uc54a\uc740 \uc77c\uc5d0\uc11c \ub290\ub080 \uc0c1\uc2e4\uac10\uc744 \uc791\uc740 \uc88b\uc740 \uc77c\uc744 \ud1b5\ud574 \uc77c\ubd80 \uc0c1\uc1c4\ud560 \uc218 \uc788\ub2e4<\/span>.<\/span><\/p>\n

<\/span>\uc6b0\ub9ac\ub294 \uc5ec\uae30\uc11c \ub450 \uac00\uc9c0 \uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220\uc744 \ucd94\uac00\uc801\uc73c\ub85c \uc54c \uc218 \uc788\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/span><\/p>\n

[<\/span>\uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220<\/span>-3] <\/span>\ud06c\uac8c \uc88b\uc740 \uc18c\uc2dd\uacfc \uc870\uae08 \ub098\uc05c \uc18c\uc2dd\uc740 \ub3d9\uc2dc\uc5d0 \uc804\ub2ec\ud558\ub77c<\/span>.<\/span><\/p>\n

<\/span>\uc624\ub298 \uc9c1\uc7a5\uc5d0\uc11c \uc2b9\uc9c4\uc744 \ud588\uace0<\/span>, <\/span>\uc9d1\uc5d0 \uc624\ub294 \uae38\uc5d0 <\/span>10<\/span>\ub9cc\uc6d0\uc744 \uc783\uc5b4\ubc84\ub838\ub2e4\uba74 \uc774\uac83\uc740 \ub3d9\uc2dc\uc5d0 \ubc1c\ud45c\ud558\ub294 \uac83\uc774 \uc88b\ub2e4<\/span>, <\/span>\ud06c\uac8c \uc88b\uc740 \uc18c\uc2dd\uc774 \uc791\uc740 \ub098\uc05c \uc18c\uc2dd\uc744 \uc0c1\uc1c4\ud558\uc5ec \ud589\ubcf5\ud55c \uac83\ub9cc \ub0a8\uc744 \uac83\uc774\uace0<\/span>, <\/span>\uc791\uc740 \ub098\uc05c \uc18c\uc2dd\uc740 \uc544\ubb34 \uc77c\ub3c4 \uc544\ub2cc \uac83\ucc98\ub7fc \ub420 \uac83\uc774\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/span><\/p>\n

[<\/span>\uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220<\/span>-4] <\/span>\ud06c\uac8c \ub098\uc05c \uc18c\uc2dd\uacfc \uc870\uae08 \uc88b\uc740 \uc18c\uc2dd\uc740 \ub098\ub204\uc5b4 \uc804\ub2ec\ud558\ub77c<\/span>.<\/span><\/p>\n

<\/span>\uc8fc\uc2dd\uc774 \ud3ed\ub77d\ud558\uc5ec <\/span>500<\/span>\ub9cc\uc6d0 \uc190\uc2e4\uc744 \ubd24\uace0<\/span>, <\/span>\uacbd\ud488\ud589\uc0ac\uc5d0\uc11c <\/span>10<\/span>\ub9cc\uc6d0\uc9dc\ub9ac \ubc31\ud654\uc810 \uc0c1\ud488\uad8c\uc5d0 \ub2f9\ucca8\ub418\uc5c8\ub2e4\uba74<\/span>, <\/span>\ub098\ub204\uc5b4\uc11c \ubc1c\ud45c\ud558\ub77c<\/span>. 500<\/span>\ub9cc\uc6d0 \uc190\uc2e4\uc744 \ubcf4\uba74\uc11c \ub290\ub080 \uc0c1\uc2e4\uac10\uc744 <\/span>10<\/span>\ub9cc\uc6d0\uc9dc\ub9ac \uc0c1\ud488\uad8c\uc73c\ub85c \uc0c1\uc1c4\ud558\uae34 \uc5b4\ub835\ub2e4<\/span>. <\/span>\ucc28\ub77c\ub9ac <\/span>500<\/span>\ub9cc\uc6d0\uc5d0 \ub300\ud55c \uc190\uc2e4\uc744 \uba3c\uc800 \uc81c\uc2dc\ud558\uba74\uc11c \uc190\uc2e4\uc758 \uacb0\uacfc\ub97c \uae30\uc900\uc810\uc73c\ub85c \ub9cc\ub4e0 \ud6c4<\/span>, <\/span>\ud558\ub8e8 \ud6c4\uc5d0 <\/span>10<\/span>\ub9cc\uc6d0\uc9dc\ub9ac \uc0c1\ud488\uad8c \ubc1b\uc744 \uac83\uc744 \uc81c\uc2dc\ud558\uc5ec \ud589\ubcf5\uac10\ub9cc \ub0a8\ub3c4\ub85d \ud558\ub294 \uac83\uc774 \ud604\uba85\ud558\ub2e4<\/span>.<\/span><\/p>\n

  <\/o:p><\/span><\/p>\n

  <\/o:p><\/span><\/p>\n

*<\/span>\ub354 \uc54c\uace0 \uc2f6\ub2e4\uba74<\/span>,<\/span><\/p>\n

  <\/o:p><\/span><\/p>\n

Thaler, R. (1985). Mental accounting and consumer choice. <\/span>Marketing Science, 4<\/span>(3), 199-214.<\/span><\/p>\n

<\/span>http:\/\/pubsonline.informs.org\/doi\/abs\/10.1287\/mksc.4.3.199<\/span><\/u><\/a><\/p>\n

  <\/o:p><\/span><\/p>\n

Thaler, R. H., & Johnson, E. J. (1990). Gambling with the house money and trying to break even: The effects of prior outcomes on risky choice. <\/span>Management Science, 36<\/span>(6), 643-660.<\/span><\/p>\n

<\/span>http:\/\/pubsonline.informs.org\/doi\/abs\/10.1287\/mnsc.36.6.643<\/span><\/u><\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

\uc2ec\ub9ac\uc801 \ud68c\uacc4\uc640 \uc815\ubcf4\uc804\ub2ec\uc758 \uae30\uc220        \uc0ac\ub78c\ub4e4\uc740 \uacbd\uc81c\ud559\uc801\uc73c\ub85c\ub294 \ub3d9\uc77c\ud55c \ud6a8\uc6a9\uc744 \uac00\uc9c0\ub294 \uc0c1\ud669\uc5d0 \ub300\ud574 \uc2ec\ub9ac\ud559\uc801\uc73c\ub85c\ub294 \ub2e4\ub978 \ud6a8\uc6a9\uc744 \uac00\uc9c4 \uac83\ucc98\ub7fc \ud310\ub2e8\ud558\uace4 \ud558\ub294\ub370, \uc774\ub294 \uc6b0\ub9ac \ub9c8\uc74c\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\ub294 \uc2ec\ub9ac\ud559\uc801 \ud68c\uacc4\uac00 \uacbd\uc81c\ud559\uc801 \ud68c\uacc4\uc640 \ub2e4\ub974\uae30 \ub54c\ubb38\uc774\ub2e4(Thaler, 1985; Thaler & Johnson, 1990). \uc544\ub798 \uc608\uc2dc\ub4e4\uc744 \uc0b4\ud3b4\ubcf4\uc790.        [\uc2dc\ub098\ub9ac\uc624 1] \u300a\uae40\uc528\u300b\ub294 \ud558\ub098\uc5d0 1,000\uc6d0\uc778 \ubcf5\uad8c\uc744 \ub124 \uc7a5 \uc0c0\ub2e4. \uc774 \uc911 \ud558\ub098\ub294 5\ub9cc\uc6d0\uc5d0 \ub2f9\ucca8\ub418\uc5c8\uace0, \ub2e4\ub978 […]<\/p>\n","protected":false},"author":2,"featured_media":11399,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override":[{"single_blog_custom":"","sidebar":"","second_sidebar":"","share_position":"","share_float_style":"","post_date_format":"","post_date_format_custom":"","post_reading_time_wpm":"","zoom_button_out_step":"1","zoom_button_in_step":"1","number_popup_post":"1"}],"image_override":[{"single_post_thumbnail_size":"","single_post_gallery_size":""}],"trending_post_position":"","trending_post_label":"","sponsored_post_label":"","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo":"","sponsored_post_desc":""},"jnews_primary_category":{"id":""},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"view_counter_number":"0","share_counter_number":"0","like_counter_number":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[22,16],"tags":[],"_links":{"self":[{"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/10081"}],"collection":[{"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10081"}],"version-history":[{"count":2,"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/10081\/revisions"}],"predecessor-version":[{"id":11400,"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/10081\/revisions\/11400"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=\/wp\/v2\/media\/11399"}],"wp:attachment":[{"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10081"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10081"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.happyfinder.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}