Some people find it more difficult to delay rewards than others. In three experiments, we tested a \u201cfuture self-continuity\u201d hypothesis that individual differences in the perception of one\u2019s present self as continuous with a future self would be associated with measures of saving in the laboratory and everyday life. Higher future self-continuity (assessed by a novel index) predicted reduced discounting of future rewards in a laboratory task, more matches in adjectival deions of present and future selves, and greater lifetime accumulation of financial assets (even after controlling for age and education). In addition to demonstrating the reliability and validity of the future self-continuity index, these findings are consistent with the notion that increased future self-continuity might promote saving for the future.<\/p>\n
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Ersner-Hershfield, H., Garton, M. T., Ballard, K., Samanez-Larkin, G. R., & Knutson, B. (2009). Don\u2019t stop thinking about tomorrow: Individual differences in future self-continuity account for saving. <\/span>Judgment and Decision Making, 4<\/span>(4), 280.<\/span><\/p>\n